Current Average Certificate of Deposit Rates in Fernandina Beach, FL

Having a solid understanding of the interest rates available from banks and credit unions near you is very important if you expect to hold high-earning accounts. Fernandina Beach Banking Rates has compiled a list of the average CD rates in Fernandina Beach by term, so you can gauge the competitiveness of your own accounts or have a benchmark for comparison if you are interested in opening a new CD.

Average Fernandina Beach, FL CD Interest Rates

The following is a breakdown of the CD accounts in Fernandina Beach, including the highest, lowest and average rates currently available:

Six-Month CD

Total Number of Accounts Available: 12
Highest Rate on Record: 0.85% APY
Lowest Savings Account Rate: 0.35% APY

Average 6-Month CD Rate: 0.57% APY

12-Month CD

Total Number of Accounts Available: 11
Highest Rate on Record: 1.05% APY
Lowest Savings Account Rate: 0.71% APY

Average 12-Month CD Rate: 0.88% APY

Two-Year CD

Total Number of Accounts Available: 10
Highest Rate on Record: 1.41% APY
Lowest Savings Account Rate: 0.99% APY

Average 24-Month CD Rate: 1.19% APY

You can learn more about where to get the highest CD rates in the city by visiting the 6-Month CD, 12-Month CD or 24-Month CD pages.

All of the above rates are accurate as of June 27, 2011, but are subject to change at any time.